Home Buyer Information

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The Pathway to Your Home:

1. Choose Woods & Water Realty, Inc. to assist you in the home buying process.
2. Meet with a mortgage loan officer and get pre-approved for a loan.
   TIP: Ask Woods & Water Realty Inc. to recommend a loan officer who has performed well for previous clients.
3. Specify your wants, needs and budget.
   TIP: It helps to focus your search on a few neighborhoods.
4. View properties that meet your criteria.
   TIP: You'll probably want to see enough homes to feel comfortable in your marketplace.
5. You found it!
   TIP: If you know it's right, be prepared to act fast.
6. Make an initial offer to purchase.
   TIP: Trust your agent to prepare and present your offer to the seller in the best possible light.
7. Negotiate terms.
   TIP: Counter-offers are common. Be prepared to be a little flexible on price, closing date, appliances or repairs.
8. Consider a home inspection and warranty.
   TIP: A Home Warranty Program offers you the safety of an inspection and the security of a warranty, combined to protect you from unexpected expenses.
9. Arrange for a professional home inspection.
   TIP: This is your best chance to carefully evaluate the property's systems and structure. An experienced, outside professional is worth every penny.
10. Shortly before closing, do a final walk-through of the house.
    TIP: Make sure that everything you thought was included in the purchase agreement remains on the property.
11. Close on the property.
    TIP: Your closer, agent and loan officer will walk you through the process.
12. Move in!
    TIP: Use a checklist to plan your move so you don't forget anything.

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